Many factors are taken into account in order to rate the risk and ascertain the amount of premium to be paid by an individual who is riding on a motorcycle and if you wonder what they are or why they’re used, you’ve come to the right place for answers! (more…)

Everyone knows the term “Hacker” and likely most people have heard of “Cyber Crime” and “Data Breach”, so are you, your family and your employees or co-workers taking the most basic step possible to help protect personal and sensitive information and data that could compromise everyone’s safety and assets. (more…)

If there was a catastrophic accident or incident in your home, like a fire or major flood, would you be prepared to make a claim?  (more…)

There are many types of fraud and one way to combat this ever increasing crime is through education, which will help honest people understand how these scams work and teach them what to do when they suspect they’re being targeted by criminals. (more…)

Auto insurance fraud ultimately costs the honest client money and the best way to prevent this crime is to be proactive, understanding how fraudsters cheat the system and learning what you, the consumer, can do to prevent yourself and your insurer from becoming a victim. (more…)

One of the issues encountered when quoting commercial vehicle insurance is that quite often there is insufficient information about the drivers who will be operating those vehicles, be it their driving record and/or insurance history. In addition to that, there will be additional information required about the company in general,...

Whether you’re a large trucking company with a fleet of trucks or a single owner operator, the information required to get insurance will be exactly the same and in this post you’ll find the Long Haul Trucking questionnaire that will provide the details required to start the process. (more…)

Over 2 million Canadians live in condos and there are multiple benefits, including affordability, but why are so many owners underinsured or not insured at all? (more…)

We’ve been on the path to being paperless for many years, and though our original intention was for environmental reasons the added benefit for our clients is not only the convenience of conducting their business with us from any location, they also have 24/7 access to all their policy documents...

Whether you agree with it or not, the use of modern technology to monitor driving behaviour is becoming very popular and can translate to better premiums when applied through Usage Based Insurance (UBI). (more…)

If there is one thing that is commonly misunderstood or downright unknown by insurance consumers it is Time On Risk, a concept that needs to be better understood with the idea in mind that knowledge is the best insurance! (more…)

There’s no doubt that auto theft is not just a financial hit on the insurance industry, it’s also costing innocent consumers when you consider the associated costs of insurance deductibles and rising premiums, so what can we do to help prevent this crime from happening in the first place? (more…)